MATEKHOMES AND ACCESSORIES LTD

1. PURPOSE
This KYC Policy ensures that MATEKHOMES AND ACCESSORIES LTD verifies customer identities, prevents fraud, and complies with applicable Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) laws.

2. SCOPE
This policy applies to all customers, transactions, employees, and business relationships of the Company

3. CUSTOMER IDENTIFICATION

Before onboarding, the Company collects and verifies:

Individuals

• Full name
• Valid government-issued ID
• Address and contact details

Businesses

• Company registration documents
• Nature of business
• Director / authorized signatory details
• Beneficial owner information (where applicable)

4. RISK-BASED APPROACH
Customers are classified as Low, Medium, or High Risk based on business type, transaction pattern, location, and ownership structure.

5. ENHANCED DUE DILIGENCE
Enhanced checks are applied to:

• High-risk customers
• Politically Exposed Persons (PEPs)
• Unusual or large transactions

6. ONGOING MONITORING
Customer information and transactions are monitored continuously to detect suspicious or unusual activity.

7. RECORD KEEPING
KYC records are securely maintained and retained in line with applicable legal requirements.

8. CONFIDENTIALITY
All customer information is handled securely and used strictly for compliance purposes.

9. POLICY REVIEW
This policy is reviewed periodically to ensure regulatory compliance and effectiveness.

10. CONTACT
For KYC or compliance inquiries:

Email: contact@matekhomesandaccessories.net
Approved by Management

MATEKHOMES AND ACCESSORIES LTD